Last Updated: July 2025 Applies to all Lucky99 accounts

Lucky99 Terms and Conditions – Rules for Pakistan Players

These terms govern your use of lucky99. Please read them carefully before you register, deposit or place any bet. By creating an account at lucky99 you confirm that you have read, understood and agreed to everything here. If anything is unclear, contact our support team before proceeding.

Lucky99 T&Cs
14 sections · 18+ required · PKR platform
Applies to all products
Pakistan players only
PKR – no conversion
18+ Only

Lucky99 is strictly for players aged 18 and above. Age verification is required before any withdrawal.

One Account Per Player

Each player may hold exactly one lucky99 account. Duplicate accounts are closed and balances forfeited.

PKR Transactions

All deposits, bets and withdrawals at lucky99 are processed in Pakistani rupees only.

Fair Play Certified

All casino and virtual sports games at lucky99 run on independently audited RNG engines.

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These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("Player," "you") and lucky99 ("we," "us," the "Platform"). They govern your access to and use of the lucky99 website at lucky99-win.net, all betting and casino products, bonuses, promotions and related services. Reading every section carefully is important — it tells you exactly what you can expect from lucky99 and what lucky99 expects from you.

1. Acceptance of Terms

By registering an account, making a deposit or placing any bet at lucky99, you confirm that you have read these Terms in full and that you agree to be bound by them without reservation. If you do not agree to any part of these Terms, you must not use the lucky99 platform or any of its services.

These Terms apply to all products offered at lucky99 including but not limited to cricket betting, football betting, esports betting, virtual sports, live casino, roulette and any other product that may be added in the future. Specific product rules or promotion terms that appear elsewhere on lucky99 form part of these Terms and should be read alongside them.

Important: These Terms may be updated from time to time. Lucky99 will notify players of significant changes via email or on-site notification. Continued use of the platform after a notification constitutes acceptance of the updated Terms.

2. Eligibility

To register and use a lucky99 account, you must meet all of the following eligibility criteria at all times:

  • You must be at least 18 years of age. Lucky99 strictly does not permit gambling by minors. Age verification documents will be requested before any withdrawal is processed.
  • You must be physically located in a jurisdiction where online betting is not prohibited under local law. It is your responsibility to verify the legality of online betting in your location before using lucky99.
  • You must not be registered on any self-exclusion list or gambling restriction register that would prohibit your participation.
  • You must be a natural person acting on your own behalf — not on behalf of any third party, corporate entity or syndicate.
  • You must not currently be excluded from the lucky99 platform under any prior suspension, restriction or ban.

Lucky99 reserves the right to request proof of age, identity or location at any point. Accounts that cannot be verified will be suspended pending document review. Accounts found to belong to players who did not meet eligibility criteria will be closed and any balances will be subject to forfeiture after investigation.

3. Account Registration

3.1 One Account Per Player

Each player is permitted to hold exactly one lucky99 account at any time. Registering multiple accounts — whether under the same name, different names, the same device, the same phone number or the same payment method — is a breach of these Terms. Lucky99 uses technical and manual checks to identify duplicate accounts. All duplicate accounts will be closed and any balances or winnings associated with them will be forfeited.

3.2 Accurate Information

When you register at lucky99, you are required to provide accurate, complete and current information. This includes your full legal name, date of birth, contact number and any other details requested during registration or subsequent verification. Providing false information is a serious breach that will result in account closure and forfeiture of funds.

3.3 Account Security

You are responsible for keeping your lucky99 account credentials — username, password and any two-factor authentication codes — confidential. Lucky99 will not be liable for any losses arising from unauthorised access to your account if you have shared your credentials or failed to keep them secure. If you believe your account has been accessed without your permission, contact lucky99 support immediately.

3.4 Identity Verification (KYC)

Lucky99 operates a Know Your Customer process. You may be asked to provide a copy of your national identity card (CNIC), passport or another government-issued document at any time — particularly before processing your first withdrawal or if unusual activity is detected on your account. Failure to provide requested documents within the specified timeframe will result in account suspension until verification is complete.

4. Deposits and Withdrawals

4.1 Accepted Payment Methods

Lucky99 accepts deposits and processes withdrawals via Easypaisa, JazzCash, NayaPay, SadaPay, IBFT bank transfers and Visa/Mastercard bank cards. All transactions are denominated in Pakistani rupees (PKR). Lucky99 does not accept deposits in any foreign currency and does not perform currency conversions.

4.2 Minimum Deposit

The minimum deposit at lucky99 is Rs 500. There is no maximum deposit limit, though deposits above certain thresholds may require additional verification consistent with our KYC obligations.

4.3 Withdrawal Conditions

Withdrawals from lucky99 are subject to the following conditions:

  • Your identity must be fully verified before your first withdrawal is processed.
  • You must have wagered your deposit at least once before a withdrawal can be requested.
  • Withdrawals will only be sent to a payment method that belongs to you. Third-party withdrawals are not permitted under any circumstances.
  • Lucky99 reserves the right to request additional documentation for withdrawals above certain amounts.

4.4 Processing Times

Easypaisa and JazzCash withdrawals are typically processed in under five minutes. Bank IBFT transfers may take up to two hours depending on your bank. Lucky99 does not guarantee processing times and is not liable for delays caused by third-party payment providers.

Note: If your account has an active bonus with a wagering requirement, withdrawal requests made before the wagering requirement is met will cancel the bonus and any bonus-related winnings. Your original deposited funds remain available for withdrawal.

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5. Betting Rules

5.1 Placing Bets

Bets placed at lucky99 are final once confirmed. You may not cancel or amend a bet after it has been accepted by the platform. It is your responsibility to check the details of your bet — selections, stake, odds — before confirming. Lucky99 is not responsible for bets placed in error by the player.

5.2 Odds and Markets

Odds displayed at lucky99 are in decimal format unless otherwise specified. Lucky99 reserves the right to suspend, withdraw or amend any market at any time for operational, risk management or regulatory reasons. In-play markets are subject to delay and may be suspended at any point during active play.

5.3 Bet Settlement

Bets are settled using official results from the relevant governing body of each sport or competition. Lucky99 will always attempt to use the most authoritative source available. In cases of dispute, lucky99's decision on settlement is final. If a match or event is abandoned before a result can be determined, Lucky99's specific sport rules for that product will govern settlement.

5.4 Voided Bets

Lucky99 reserves the right to void any bet where: (a) a manifest error in odds has occurred; (b) the event to which the bet relates did not take place as scheduled and was not completed within 12 hours of the scheduled start; (c) fraudulent activity or match-fixing is suspected; or (d) the bet was placed by a restricted or duplicate account. Voided bets are refunded at stake value.

5.5 Maximum Payout

Lucky99 applies maximum payout limits per bet and per day across all sports betting products. Specific maximum payout limits are displayed in the relevant product section. Lucky99 is not liable to pay any amount exceeding the applicable maximum payout limit regardless of the odds at which the bet was accepted.

6. Casino and Virtual Sports

All casino games and virtual sports products at lucky99 — including roulette, live dealer tables and all virtual sports simulations — operate on independently certified RNG (random number generator) engines. Results are determined by mathematically random processes and cannot be predicted or manipulated by any player or by lucky99.

By playing casino or virtual sports games at lucky99, you acknowledge that:

  • The house edge varies by game and is a standard feature of all casino products worldwide.
  • Past results have no bearing on future outcomes — the "gambler's fallacy" does not apply.
  • Game result history displayed on screen is provided for information only and does not indicate future outcomes.
  • Live dealer results are determined by a physical wheel or cards in a licensed studio and are broadcast via video. Technical disconnections during a live round do not entitle the player to a refund if the round was already in progress.

Lucky99 reserves the right to suspend any casino or virtual sports game at any time for maintenance, regulatory review or technical reasons. Players with bets in progress at the time of suspension will be treated according to the rules for that product.

7. Bonuses and Promotions

7.1 General Bonus Rules

Lucky99 offers a range of bonuses and promotions to both new and existing players. All bonuses are subject to specific terms that are published alongside each offer. These general bonus rules apply to all promotions unless the specific terms state otherwise:

  • Bonuses are available to one account per player, per household and per device. Lucky99 reserves the right to decline bonus claims where systematic or coordinated bonus abuse is suspected.
  • Bonuses may only be used for betting and gaming on the lucky99 platform. They may not be transferred, exchanged for cash or used for any other purpose.
  • Lucky99 reserves the right to withdraw or modify any bonus at any time. Changes to active bonuses will be communicated to affected players.

7.2 Welcome Bonus

New players at lucky99 are eligible for the Welcome Bonus on their first deposit, subject to the specific terms of the current offer. The Welcome Bonus is available to players who have not previously held a lucky99 account and have not previously claimed any lucky99 promotional offer. The Welcome Bonus has a wagering requirement that must be met before any bonus-related winnings can be withdrawn.

7.3 Wagering Requirements

A wagering requirement specifies how many times the bonus amount (or bonus plus deposit, depending on the promotion) must be wagered before a withdrawal can be requested. Wagering contributions vary by product — sports betting typically contributes 100% of each bet placed, while some casino games may contribute a lower percentage. Full wagering contribution tables are available in the Promotions section of lucky99.

Example: If you receive a Rs 5,000 bonus with a 10x wagering requirement, you must wager a total of Rs 50,000 before any winnings from that bonus can be withdrawn. The wagering requirement must be completed within the timeframe specified in the promotion terms.

7.4 Bonus Abuse

Lucky99 employs automated and manual monitoring to detect bonus abuse. Abuse includes but is not limited to: claiming multiple bonuses using different accounts, placing bets solely to meet wagering requirements without genuine play intent, using bonus funds in combination with a hedging strategy across multiple outcomes and any other conduct designed to extract value from promotions without genuine risk. Lucky99 will void bonuses and related winnings and may close accounts where abuse is confirmed.

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8. Prohibited Activity

The following activities are strictly prohibited on the lucky99 platform. Engaging in any of these will result in immediate account suspension, investigation and potential permanent closure, along with forfeiture of balances:

  • Match fixing or insider information: Placing bets using non-public information or in connection with any arrangement to influence the outcome of an event.
  • Collusion: Co-ordinating bets with other players or third parties to gain an unfair advantage.
  • Fraudulent deposits: Using stolen, fraudulent or unauthorised payment methods to deposit funds.
  • Chargeback abuse: Initiating payment disputes or chargebacks on legitimate lucky99 transactions.
  • Automated betting: Using bots, scripts or any automated tool to place bets, access markets or interact with the lucky99 platform without human oversight.
  • Arbitrage betting at scale: Systematically exploiting differences in odds across platforms in a manner that exceeds normal player behaviour and constitutes professional arbitrage.
  • Money laundering: Using lucky99 accounts as a vehicle to deposit, move or withdraw funds obtained through illegal activity.
  • Underage gambling: Allowing or facilitating use of a lucky99 account by a person under 18 years of age.

Lucky99 cooperates fully with law enforcement authorities in cases of suspected financial crime, fraud or other illegal activity. Evidence gathered during account investigations may be shared with relevant authorities.

9. Responsible Gaming

Lucky99 is committed to providing a safe and responsible betting environment. We recognise that for a small number of players, gambling can become problematic, and we take that responsibility seriously. Lucky99's responsible gaming tools are available to every player and can be accessed from the account settings at any time.

Available responsible gaming features at lucky99 include:

  • Deposit limits: Set daily, weekly or monthly maximum deposit amounts that cannot be exceeded.
  • Loss limits: Cap the total amount you can lose within a defined period.
  • Session time reminders: Receive a notification after a set period of continuous play.
  • Cool-off period: Temporarily suspend your access to lucky99 for a period of your choosing (24 hours to 6 weeks).
  • Self-exclusion: Request a full exclusion from lucky99 for a minimum period of 6 months. Self-exclusion requests are processed promptly and cannot be reversed during the exclusion period.

If you are concerned about your gambling behaviour or that of someone you know, please visit our Responsible Gaming page for detailed guidance and support resources.

10. Intellectual Property

All content on the lucky99 platform — including but not limited to the brand name, logo, interface design, software, text, graphics, odds data and any other material — is the intellectual property of lucky99 or its licensed content providers. You are granted a limited, non-exclusive, non-transferable licence to access and use the lucky99 platform for personal and non-commercial betting purposes only.

You may not: copy, reproduce, distribute, publicly display, reverse-engineer, scrape, frame or commercially exploit any lucky99 content without prior written consent from lucky99. Automated access to lucky99 data, including odds feeds, is prohibited without a separate written agreement.

11. Privacy and Data

Lucky99 collects and processes personal data in accordance with our Privacy Policy, which forms part of these Terms. By using lucky99, you consent to the collection and processing of your personal data as described in that policy.

In summary, lucky99 uses your personal data to: operate your account, process payments, verify your identity, deliver customer support, send relevant communications and comply with legal and regulatory obligations. Lucky99 does not sell your personal data to third parties for marketing purposes. Data shared with payment providers is limited to what is necessary to process your transactions.

Lucky99 implements technical and organisational security measures including SSL encryption, access controls and regular security audits to protect your personal data against unauthorised access, loss or disclosure.

12. Limitation of Liability

To the fullest extent permitted by applicable law, lucky99's total liability to any player in connection with their use of the platform shall not exceed the total net deposits made by that player to their lucky99 account in the 12 months preceding the event giving rise to the claim.

Lucky99 is not liable for any indirect, special, consequential or punitive losses including but not limited to loss of profits, loss of data or reputational damage arising from your use of — or inability to use — the lucky99 platform, even if we have been advised of the possibility of such losses.

Lucky99 does not guarantee uninterrupted access to the platform. Scheduled maintenance, technical failures, third-party service disruptions or events beyond our reasonable control may cause temporary unavailability. Lucky99 is not liable for losses arising from such unavailability.

Betting and gambling involve financial risk. Never bet more than you can afford to lose. Lucky99 does not guarantee any particular outcome or return on any bet placed on the platform.

13. Account Suspension and Closure

13.1 Suspension by Lucky99

Lucky99 reserves the right to suspend or restrict any account at any time, with or without prior notice, where we have reasonable grounds to believe that: (a) these Terms have been breached; (b) prohibited activity has occurred or is suspected; (c) the account has been used fraudulently; (d) a third party has accessed the account; or (e) verification documents have not been provided within a reasonable timeframe.

13.2 Permanent Closure

Lucky99 may permanently close an account and forfeit any balance where a serious breach of these Terms is confirmed after investigation. In cases of fraud, money laundering or match-fixing, lucky99 will cooperate with relevant authorities and may retain relevant account data beyond the normal data retention period.

13.3 Closure by the Player

You may request closure of your lucky99 account at any time by contacting customer support. Before closure, any pending bets will be settled according to standard rules and any remaining balance will be paid out to your registered payment method subject to verification requirements. Note that closing your account terminates all pending bonuses.

14. Amendments to These Terms

Lucky99 reserves the right to update or amend these Terms at any time. When material changes are made, lucky99 will notify registered players via email or by displaying a prominent notice on the platform. The updated Terms will take effect from the date specified in the notification.

Your continued use of the lucky99 platform after the effective date of any amendment constitutes your acceptance of the revised Terms. If you do not agree to any updated Terms, you should request closure of your account before the effective date.

The current version of these Terms is always available at lucky99-win.net/terms-conditions. The "Last Updated" date at the top of this page indicates when the most recent revision was made.

Questions about these Terms? Contact lucky99 customer support at support@lucky99-win.net or via live chat in your account 24 hours a day, 7 days a week. Our agents speak both Urdu and English and are available to clarify any part of these Terms that is unclear to you.

READY TO START?

Agree to the Terms – Join Lucky99 Today

By creating your lucky99 account you confirm you've read and accepted these Terms. Register now, deposit from Rs 500 via Easypaisa or JazzCash and claim your Rs 50,000 welcome bonus. 18+ only. Play responsibly.

Also see: Responsible Gaming  ·  Privacy Policy  ·  FAQ